SBANK

Borrow

Lock a token. Get SOL in seconds.

Pick a token in your wallet, see the live quote, deposit it to the vault and the SOL lands in the same wallet. Repay any time within 7 days and the exact tokens come back. Price drops below the liquidation line, or the clock runs out — the bank sells the collateral, keeps what it's owed, and refunds the rest.

Your positions

Connect a wallet to see your loans.

Bank ledger

Borrower	Collateral	SOL	Status
No loans yet.

Vault wallet: set at launch

How it works

A bank with no depositors to lose.

Every SOL in the vault came from fees the launchpad earned. That's the whole trick: the bank can only lend what it has already made, so there's no bank run, no yield promise, no IOU.

Fees fill the vault

Coins launched on SBANK route 10% of creator rewards to the vault. Devs keep 90%. The vault balance is a public wallet you can watch.

You lock, the bank lends

Send a liquid token (≥ $50k liquidity on Jupiter) to the vault. The bank prices it live and wires up to 40% of its value in SOL. Max 5 SOL per wallet.

Repay or get liquidated

Repay principal + 2% within 7 days and your tokens return. If collateral falls under 125% of the debt, or time's up, the bank sells it, keeps debt + 5%, refunds the rest.

Interest goes two ways

Half of every fee stays in the vault so the bank can lend more. Half buys $SBANK on the open market. Holders own the bank's growth.

Launchpad

Launch a coin. Its fees fund the bank.

Create on pump.fun with your dev buy and a 90/10 creator-reward split locked in the same transaction. Your 10% flows into the vault — so every launch here grows the pool every trencher borrows from.

Wallet

Launches use the wallet connected in the borrow panel — a normal wallet or a burner. Your coin's creator rewards split 90% to you, 10% to the vault, locked at creation.

Connected: none

NAME

TICKER

DESCRIPTION

DEV BUY (SOL)

X / WEBSITE (OPTIONAL)

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Dev buy
Lock fee split (90 dev / 10 vault)

$SBANK

Own the bank.

$SBANK launched on pump.fun like every coin on this site. It has one job: half of all interest the bank earns buys it back on the open market, forever.

50%

of interest → buyback

Every repayment and liquidation fee is split. Half goes back into the vault, half market-buys $SBANK. Both transactions are public.

10%

of launch rewards → vault

The bank's lending capital is the launchpad's fee share. More launches, bigger vault, more loans, more interest, more buybacks.

Team allocation

No presale, no team tokens, dev buy public on pump.fun. The team earns from the vault growing, same as holders.

CA: posted at launch

FAQ

Straight answers.

Is this a real bank?

No. It's a lending vault for degens. Nothing here is insured, regulated or guaranteed. It does one thing: lends SOL against tokens, with the rules on this page.

Where does the SOL come from?

From fees. Every coin launched on SBANK sends 10% of its pump.fun creator rewards to the vault wallet. There are no deposits from the public. If nobody launches coins, the vault stays small and loans stay small.

Who holds my collateral?

The vault wallet, controlled by the team. That is the honest trade-off of a custodial MVP: fast, any token, no contract risk — but you trust the operator. The wallet is public and every movement is on-chain.

What can I use as collateral?

Any Solana token with at least $50,000 of liquidity on Jupiter. Loans are capped at 5 SOL per wallet, minimum 0.05 SOL, and the bank never lends more than half the vault at once.

What happens if my token dumps?

Prices are checked every five minutes. If your collateral is worth less than 125% of what you owe, or the 7 days are up, it gets sold on Jupiter. The bank keeps the debt plus a 5% penalty and refunds whatever is left to your wallet.

What does the launchpad cost?

Network fees, pump.fun's ~0.03 SOL, your dev buy. Your coin's creator rewards are split 90/10 with the vault, locked on-chain at creation. No upfront fee.